Gen Z's Career Confidence vs. Future Challenges: What Today’s Teens Really Think About Work, AI, and Education

Image caption: New research from JA USA and Citizens

As American teens stand on the brink of adulthood, they're navigating a rapidly changing world — one shaped by artificial intelligence, shifting views on higher education, and increasing financial pressure. But according to new research from Junior Achievement USA and Citizens, despite these mounting challenges, today’s teens are still remarkably optimistic about the future. 

The Survey: A Snapshot of Gen Z’s Mindset 

The JA Teens & Future of Work Survey, conducted in August 2025 among 1,000 U.S. teens (ages 13–18), offers a revealing glimpse into how the next generation views their career prospects — and what they think it will take to succeed. 

Among the key findings: 

• 94% of teens are optimistic about their future career prospects. 

• Yet, 57% say AI has negatively impacted how they view those careers. 

• 36% worry they won’t earn enough money in their chosen field. 

• 88% feel pressure to follow a specific educational or career path. 

• 87% expect to earn extra income through side hustles or gig work. 

• Only 40% believe a four-year degree is always a good investment, while 56% value real-world experience more. 

These numbers paint a picture of a generation full of ambition, but one that is also deeply aware of the uncertainties ahead. 

AI: A Double-Edged Sword 

While AI offers unprecedented opportunities, it also brings new anxieties. Over half of teens say that the rise of AI has made them feel less confident about their career futures. Concerns about automation, job displacement, and the need for constantly evolving skill sets are top of mind. 

“Today’s teens face a rapidly changing world, from the rise of AI to shifts in education and careers,” said Susan LaMonica, Chief Human Resources Officer at Citizens. “The survey shows they know the importance of adaptability and continuous learning.” 

This awareness is already driving change: students are seeking practical experiences, exploring alternative education paths, and proactively preparing for jobs that may not even exist yet. 

Rethinking Education and Pathways to Success 

Perhaps one of the most telling shifts is in how teens view higher education. Just 40% believe a traditional four-year college degree is always worth the cost — a sentiment likely shaped by rising tuition, student debt, and an evolving job market. 

Yet, that doesn’t mean teens are rejecting education altogether. Many still see degrees as necessary for specific professions, especially in fields like healthcare, law, or STEM. What they are doing is re-evaluating how education fits into a broader plan that includes real-world experience, personal passion, and financial stability. 

“The data illustrates how the stressors on young people are compounding year after year,” said Tim Greinert, President of Junior Achievement USA. “It also shows how resilient and savvy students are these days in terms of understanding the world around them and deciphering the best path to the future that’s best for them.” 

Money Matters: Financial Anxiety and Hustle Culture 

Career anxiety doesn’t stop at finding the right job — 36% of teens worry they won’t earn enough to support themselves, and many are already thinking about backup plans. A full 87% anticipate needing to supplement their income through side hustles, gig work, or social media content creation. 

This emerging "hustle mindset" reflects both creativity and necessity. It’s also a clear signal that financial education and empowerment are more crucial than ever. 

Looking Ahead: Optimism with Eyes Wide Open 

Despite economic uncertainty, the rise of AI, and the pressure to make "the right" choices early on, 94% of teens remain hopeful about their futures. They’re not blind to the challenges — they’re preparing for them. 

From pursuing careers in healthcare, digital media, and public policy, to recognizing the importance of internships, networking, and work ethic, today’s teens are showing up with purpose and perspective. 

At Junior Achievement and Citizens, we believe that by giving young people access to the right tools, experiences, and mentors, we can help turn their optimism into real opportunity. 

Explore the Full Survey 

Want to dive deeper into the findings? 
View the executive summary at JA.org/FutureOfWork